Credybl intends to offer dedicated business payment accounts with individual IBANs for each client. These accounts are designed to:
- Receive incoming SEPA credit transfers
- Initiate outgoing SEPA credit transfers (including instant where supported)
- Support internal transfers between Credybl customers
- Provide clear account statements for bookkeeping and audit purposes
Funds held in these accounts will be safeguarded in line with applicable regulations, once authorisation is obtained.
- Incoming SEPA transfers – Receiving euro payments from counterparties across SEPA.
- Outgoing SEPA transfers – Paying suppliers, employees and partners in the SEPA area.
- Internal transfers – Instant transfers between Credybl client accounts, simplifying settlements within your own group or partner network.
To support both our clients and regulators, we plan to provide:
- Ongoing transaction monitoring and AML/CFT screening
- Support for responding to information requests related to compliance reviews and audits
- Standard account statements and exportable reports to assist with accounting and regulatory reporting
All services listed on this page are planned services. Credybl will only offer regulated payment services after receiving formal authorisation as a Payment Institution from the Malta Financial Services Authority (MFSA). Until then, no public clients are onboarded and no client funds are accepted.
