(CREDYBL MALTA HOLDING LIMITED)
1.1. Name: Credybl Malta Holding Limited
1.2. Legal form: Private limited liability company (Ltd.) incorporated in Malta
1.3. Registered office:
Credybl Malta Holding Limited
Quad Central, Q3, Level 1, Office 5
Triq l-Esportaturi
Birkirkara CBD 1040
Malta
1.4. Country of incorporation: Malta
1.5. Register: Malta Business Registry
1.6. Company registration number: C 111815
1.7. Website: www.credybl.com
1.8. General contact email: [email protected]
2.1. Credybl Malta Holding Limited is the holding company of a group of entities active in the development of financial technology and payment solutions, including Credybl Finance Limited, a Maltese company intended to provide payment services once duly authorised.
2.2. Credybl Malta Holding Limited does not itself provide payment services or electronic money services to the public; these are intended to be provided, once authorised, by operating subsidiaries such as Credybl Finance Limited.
3.1. Credybl Malta Holding Limited is a holding and management company.
3.2. Credybl Finance Limited, a subsidiary of Credybl Malta Holding Limited, is in the process of preparing its application to be authorised as a payment institution with the Malta Financial Services Authority (MFSA).
3.3. Until the MFSA grants such authorisation and the relevant group entity begins regulated operations:
- no group entity is authorised to provide payment services or electronic money services to the public;
- no group entity accepts or holds client funds; and
- any services or products described on this Site are planned future services only and remain subject to regulatory approval and internal readiness.
4.1. This website is intended to:
- provide high-level information about Credybl Malta Holding Limited and its group;
- describe planned services and target markets of Credybl Finance Limited and other group entities; and
- offer contact details for regulators, partners, and prospective business clients.
4.2. Information published on this Site:
- is for general information only;
- may change without prior notice;
- should not be relied upon as legal, regulatory, tax, or investment advice;
- does not constitute an offer to provide financial services.
5.1. Credybl Malta Holding Limited is committed to protecting personal data in accordance with applicable data protection laws, including the EU General Data Protection Regulation (GDPR) and relevant Maltese legislation.
5.2. Our Privacy Notice describes the categories of personal data we may collect, the purposes of processing, legal bases, recipients, retention periods, and your rights as a data subject. The Privacy Notice will be made available on this website and updated from time to time.
5.3. For data protection queries, you can contact us at: [email protected].
6.1. Credybl Malta Holding Limited will implement internal procedures for handling customer complaints at the level of operating subsidiaries once regulated services are live.
6.2. Until then, any concerns, feedback, or questions can be raised via:
- Email: [email protected].
6.3. Once Credybl Finance Limited or any other group entity is authorised, the website will include more detailed information on how to submit complaints and on any available alternative dispute resolution mechanisms or ombudsman schemes.
7.1. Unless otherwise indicated, all content on this website is protected by copyright and is owned by or licensed to Credybl Malta Holding Limited.
7.2. Unauthorised use, reproduction, or distribution of any content on this website may violate copyright, trademark, and other laws.
8.1. Credybl Malta Holding Limited takes reasonable care to ensure that information on this website is accurate and up to date; however, we do not guarantee its accuracy, completeness, or suitability for any particular purpose.
8.2. To the fullest extent permitted by law, Credybl Malta Holding Limited accepts no liability for any loss or damage, whether direct or indirect, arising from or in connection with:
use of or inability to use this website; or
reliance on any content contained on this website.
9.1. This website may contain links to websites operated by third parties. These links are provided for your convenience only.
9.2. Credybl Malta Holding Limited has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third-party websites.
10.1. We may update this Legal Notice from time to time. Any changes will be published on this page and will take effect from the date of publication.
11.1. Nothing in this Legal Notice, on this website, or in any communication from Credybl Malta Holding Limited should be taken as legal advice.
11.2. You should obtain independent legal advice if you require assistance in relation to any legal or regulatory matter.
