Who we are?

Credybl is a financial technology company established in Malta to build modern, business-focused payment solutions. Our founders and core team have extensive experience in payments, fintech operations, risk management and regulatory compliance across the EU.

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We aim to combine clear pricing, robust compliance standards and high-quality support.

Our objective is to provide
business customers with:

Dedicated IBAN

Dedicated IBAN payment accounts for day-to-day operations.

SEPA transfers

Efficient SEPA credit transfers (including instant payments where available).

Internal transfers

Internal account-to-account transfers between customers of Credybl.

Tools for monitoring

Tools for monitoring, reconciliation and reporting of payment activity.

Send money UI
Who we serve

Credybl is designed for:

SMEs that need reliable payment accounts for their operations and supplier/customer payments
Fintechs and platforms that require an underlying payment institution to support their products
Online merchants and service providers with recurring payment flows in the EU

How we work?

We intend to safeguard client funds with segregated accounts held with reputable banking partners.
We plan to implement strong risk, AML/CFT and fraud-monitoring controls in line with EU and Maltese regulation.
We will provide clear reporting and documentation to clients and regulators as part of our governance framework.
vIBAN details
Regulatory information

Credybl

Credybl (legal entity name to be confirmed) is in the process of applying for authorisation as a Payment Institution with the Malta Financial Services Authority (MFSA).

Type of licence sought: Payment Institution (PI)
Jurisdiction: Malta, with services intended to be passportable within the EEA, subject to applicable law and regulatory approvals.
Credybl will only commence regulated activities once the relevant licence has been granted.
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